STOP CREDITOR HARASSMENT

Creditors and debt collectors often violate state and federal law with over aggressive or abusive tactics.  If you are feeling harassed, we can help.

Understand Your Rights

The Fair Debt Collection Practices Act (FDCPA) makes it illegal for debt collectors to harass, oppress, or abuse any debtor. You have the right to tell the debt collector to stop calling.   The FDCPA protects debtors against abusive collection tactics by debt collectors, but it does not apply to your original creditor.  If the debt collector engages in harassment, let us know because you may be entitled $1000 or more, as well as the cost for court and attorney fees. 

Things Debt Collectors Cannot Do

The Fair Debt Collection Practices Act, more commonly referred to as the FDCPA, is a federal law that defines how debt collectors can act when collecting a debt from you.   There are often state laws that provide extra protection.

– Call before 8 AM or after 9 PM
– Make anonymous calls
– Use artificial voices
– Use abusive or vulgar language
– Threaten to press criminal charges
– Call you at times they know are inconvenient for you
– Illegally tell third-parties about your debt

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    Debt Settlement Information: Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, or accounting advice or credit repair services. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating. 

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